Home buyer
Loan Products
Can’t decide which loan you qualify for? We are here to guide you through every step of the home-buying process
Home Lenders
Can’t decide which loan you qualify for?
You’re considering buying a home, but navigating loan options is like swimming in murky water.? This is where we come in! Jeff Wen at Arbor Financial Group has unparalleled knowledge and experience with the homebuying process. If you want straight-to-the-point honest advice that ensures your financial security, we are here to help you.
Our loan options make it easier for homebuyers to pick a loan they qualify for without relying on faulty, half-baked information on the internet. Whether you are opting for a VA, fixed-rate mortgage, or a conventional loan and more, we are here to guide you.
MORTGAGES
Have you decided on your dream house but you can’t decide which loan you should go for?
This is where we come in! has unparalleled knowledge and experience with the homebuying process. If you want straight-to-the-point honest advice that ensures your financial security, we are here to help you.
Why Opt For Loans?
Why Should You Opt For Loans At All?
Financial Flexibility
Loans provide immediate access to funds that you may not have upfront, allowing you to make essential purchases or investments without waiting to save the full amount.
Opportunity for Growth:
Loans can be used to fund opportunities that can lead to financial growth, such as starting a business, investing in education, or purchasing a home. These investments can potentially yield returns that outweigh the cost of the loan.
Building Credit:
Responsible repayment of loans contributes positively to your credit score, which is crucial for future financial endeavors such as obtaining lower interest rates on mortgages or car loans.
Managing Cash Flow
Loans can help manage cash flow by spreading out large expenses over time through manageable monthly payments, easing financial strain in the short term.
Emergency Funds
Loans can serve as a safety net during emergencies, providing quick access to funds for unexpected expenses like medical bills or urgent home repairs.
Taking Advantage of Opportunities
Loans allow you to seize opportunities that arise, whether it’s acquiring a limited-time investment or making a time-sensitive purchase at a favorable price
Find The Right Home For Your Budget
Types Of Loans We Offer
The Loans We Offer
DSCR Loan
A DSCR loan (Debt Service Coverage Ratio loan) is a type of mortgage used primarily by real estate investors to finance income-generating properties. Unlike traditional loans that rely on personal income, employment, and tax returns, DSCR loans focus on the property’s income potential.
Self Employed Bank Statement Loan
A bank statement loan is a type of mortgage specifically designed for self-employed individuals, freelancers, or business owners who may not have traditional income documentation, such as W-2s or pay stubs, but can still demonstrate their ability to repay the loan using their bank statements….
VA IRRRL Loans in Vancouver, WA
A VA IRRRL (Interest Rate Reduction Refinance Loan), commonly known as a VA Streamline Refinance, is a refinancing option available exclusively to veterans, active-duty service members, and eligible military spouses with existing VA loans.
FHA Streamline Refinance in Vancouver, WA
An FHA Streamline Refinance is a simplified refinancing option available to homeowners with an existing FHA (Federal Housing Administration) loan. This program is designed to lower monthly mortgage payments and/or interest rates with minimal documentation and underwriting requirements…
CONDO
A fixed-rate mortgage offers stability with a consistent interest rate throughout the loan term.
Reverse Mortgages
A reverse mortgage is a unique financial product designed for homeowners aged 62 and older. Unlike a traditional mortgage, where the homeowner makes monthly payments to the lender, a reverse mortgage allows homeowners
Refinance Loans
A refinance, commonly referred to as mortgage refinancing, is the process of replacing an existing mortgage with a new loan under different terms. Homeowners refinance to achieve various financial goals…
VA Loans
A VA loan is a mortgage option available to veterans, active-duty service members, and certain members of the National Guard and Reserves. This unique home loan program is insured by the U.S. Department of Veterans Affairs…
FHA Loans
An FHA loan is a mortgage issued by an approved lender and insured by the Federal Housing Administration (FHA). Designed to help lower-income borrowers with less-than-perfect credit, FHA loans…