Buying a home in Camas, WA
Camas is one of Clark County's most desirable communities — and its home prices reflect that. With a median home price around $720,000–$840,000 (depending on the data source and time of year), buying in Camas often means navigating higher price points and potentially jumbo loan territory.
The market here tends to be less frantic than Vancouver proper, with homes averaging around 40–70 days on market. But desirable properties in neighborhoods near Lacamas Lake, the historic downtown, or the top-rated Camas School District still move quickly.
What makes buying in Camas unique? The housing stock skews newer — nearly half of Camas homes were built after 2000, thanks to significant development on the north side of town. You'll find everything from $400K starter homes near downtown to $1.5M+ custom builds around the golf courses and lake.
Camas loan limits for 2026
Because Camas is in Clark County, it shares the same loan limits as Vancouver:
| Loan Type | 2026 Limit (1-Unit) | Camas Context |
|---|---|---|
| Conventional (Conforming) | $832,750 | Covers most Camas homes, but many upper-range properties will need jumbo |
| FHA | $541,287 | Limited use in Camas due to higher price points — but works for condos and smaller homes |
| VA | No limit for full entitlement | Excellent option for Camas — no down payment regardless of price |
Given Camas's higher price points, jumbo loans come up more frequently here than in Vancouver. I work with several jumbo lenders and can often secure rates that are competitive with conventional — sometimes better, depending on your profile.
Camas neighborhoods and areas
Downtown / Old Town Camas
Historic charm, walkability to shops and restaurants along NE 4th Avenue. Older homes in the $400K–$600K range, with some renovated properties pushing higher.
North Shore / Lacamas Lake area
Premium locations with lake access or views. Expect $800K–$1.5M+. Often requires jumbo financing.
Prune Hill
Established hillside neighborhood with views of the Columbia River and Mt. Hood. A mix of older and updated homes, typically $600K–$900K.
Grass Valley area
Newer master-planned communities with family-oriented amenities. Strong school assignments. Homes range from $550K–$850K.
Crown Park / North Camas
Some of the newest construction in town, including Toll Brothers and Pacific Lifestyle developments. New builds often start in the high $700s.
Loan options for Camas buyers
- • Conventional loans — The primary option for most Camas buyers. With the $832,750 conforming limit, a significant portion of the market is covered. Learn more →
- • Jumbo loans — Essential for Camas's higher-end properties. I shop multiple jumbo lenders to find competitive rates for your specific situation. Learn more →
- • VA loans — A powerful tool for Camas — especially since VA loans have no loan limit for veterans with full entitlement. Zero down on a $900K home? Yes, that's possible. Learn more →
- • First-time homebuyers — Camas's price points can feel intimidating for first-time buyers, but there are options. Condos, townhomes, and homes near downtown can fall within FHA and conventional ranges. Learn more →
- • Refinancing — Camas homeowners sitting on significant equity may benefit from a rate-and-term or cash-out refinance. Learn more →
Why work with a Camas-based broker?
I live in Camas. I walk downtown, I know the neighborhoods, I've watched the development happen. When you work with me, you're not explaining where Camas is — I already know. And as an independent broker, I bring you options from multiple lenders, not just one bank's products.