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Jeff Wen

Every borrower is different. Your loan should be too.

As an independent broker, I'm not limited to one bank's products. I compare options across multiple lenders to find the right fit for your situation.

First-Time Homebuyers

Feeling overwhelmed? That's completely normal. I walk first-time buyers through every step — from pre-approval to closing day — so you feel informed and in control.

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VA Loans

If you've served, you've earned one of the most powerful home loan benefits available. As a veteran myself, I'll make sure you get every advantage you're entitled to.

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Conventional Loans

The most popular loan for buyers with good credit and stable income. Competitive rates, flexible terms, and the ability to cancel PMI once you hit 20% equity.

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FHA Loans

Lower credit score? Smaller down payment? FHA loans make homeownership possible for buyers who might not qualify for conventional financing.

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USDA Loans

Zero down payment for eligible areas. If you're buying in Battle Ground, Ridgefield, Washougal, or similar communities, this might be your best option.

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Refinancing

Thinking about lowering your rate, shortening your term, or tapping your equity? I'll help you figure out if refinancing actually makes financial sense — and if it does, we'll find the best option.

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Jumbo Loans

Buying a home above the $832,750 conforming limit? I work with specialty lenders to find you competitive jumbo rates — often better than what a single bank can offer.

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Self-Employed & Investor Loans

If your tax returns don't tell the full story of your income, non-QM loans use bank statements, rental income, or assets to qualify you. Designed for business owners, freelancers, and real estate investors.

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Reverse Mortgages

A reverse mortgage lets homeowners 62+ convert home equity into tax-free cash — with no monthly mortgage payments. I'll help you understand exactly how it works and whether it's the right move for you.

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The Broker Advantage

When you go to a bank, they offer you their products. When you work with me, I shop across multiple lenders and compare rates, fees, and programs to find the one that fits your life.

That means more options. Better terms. And a mortgage that's actually built for your situation — not the bank's bottom line.

1

We Talk

A free, no-pressure conversation about your goals

2

I Build a Plan

I research lenders and options tailored to you

3

You Choose

I lay out your best options and explain the trade-offs

4

We Close

I guide you through every step to closing day

Not sure where to start?

That's what the first conversation is for. Let's talk about your goals and figure out the right path together.

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US Army Veteran · Independent Broker · Licensed in WA, OR & CA

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